Waterloo, New York

By | March 2, 2023

According to TOPSCHOOLSINTHEUSA, Waterloo, New York is a small town located in Seneca County, New York with a population of 5,152 according to the 2010 census. Geographically, it is situated on the north shore of Seneca Lake and is bordered by the Town of Fayette to the east and the Town of Seneca Falls to the west. The terrain is mostly flat with rolling hills in some areas. The climate is typical for this region with cold winters and hot summers.

The history of Waterloo dates back to 1788 when it was established as part of the Central New York Military Tract. It was incorporated as a village in 1829 and became a city in 1901. Politically, it has traditionally been a Republican stronghold but has seen some Democratic victories over the years.

The economy of Waterloo revolves around agriculture, tourism, and manufacturing. The largest employers are Geneva Steel Company and Seneca Foods Corporation which employ hundreds of people from the area. There are several schools located in Waterloo including an elementary school, a middle school, and two high schools; Waterloo High School and Mynderse Academy.

Waterloo has several interesting landmarks that make it unique such as two covered bridges (the Eagle Covered Bridge and Reeseville Covered Bridge), Seneca Knitting Mill Museum (a former knitting mill), Women’s Rights National Historical Park (a site commemorating women’s rights movement), and Montezuma National Wildlife Refuge (a nature preserve).

Waterloo, New York

Population: 7,866. Estimated population in July 2020: 7,850 (-0.2% change)
Males: 3,745 (47.6%), Females: 4,121 (52.4%)

Seneca County

Zip code: 13165

Median resident age: 39.1 years
Median household income: $33,089
Median house value: $64,600

Races in Waterloo:

  • White Non-Hispanic (95.8%)
  • Hispanic (1.8%)
  • Black (1.0%)
  • Two or more races (1.0%)
  • American Indian (0.7%)
  • Other race (0.5%)

Ancestries: German (18.6%), Italian (18.0%), Irish (17.4%), English (15.6%), United States (9.5%), Dutch (7.8%).

Elevation: 455 feet

Land area: 2.1 square miles


Waterloo, New York is a small village located in the heart of Seneca County. As of the 2010 census, the population of Waterloo was 5,081 people. The village is composed of mostly families with 27% of households having children under 18 living with them. The median age of residents in Waterloo is 40 years old and the median household income is $46,835.

The cost of living in Waterloo is slightly lower than the national average, making it an affordable place to live. Housing costs are relatively low with a median home value of $84,800 and a median rent price of $929 per month. The cost for groceries and utilities are also below average when compared to other parts of the country. Transportation costs are also reasonable with an average commute time to work being 22 minutes and an average commute distance being 8 miles. Overall, Waterloo offers a low cost-of-living while still providing access to many amenities such as grocery stores, restaurants and entertainment venues.

For population 25 years and over in Waterloo

  • High school or higher: 75.7%
  • Bachelor’s degree or higher: 9.9%
  • Graduate or professional degree: 4.5%
  • Unemployed: 7.9%
  • Mean travel time to work: 19.5 minutes

For population 15 years and over in Waterloo town

  • Never married: 24.2%
  • Now married: 50.3%
  • Separated: 3.1%
  • Widowed: 11.1%
  • Divorced: 11.2%

2.0% Foreign born (0.9% Europe, 0.4% Asia, 0.4% Latin America, 0.3% North America).


Hospitals/medical centers near Waterloo:

  • VIAHEALTH OF WAYNE (about 20 miles; NEWARK, NY)


Airports certified for carrier operations nearest to Waterloo:

  • ITHACA TOMPKINS REGIONAL (about 41 miles; ITHACA, NY; Abbreviation: ITH)
  • ELMIRA/CORNING REGIONAL (about 52 miles; ELMIRA/CORNING, NY; Abbreviation: ELM)
  • SYRACUSE HANCOCK INTL (about 55 miles; SYRACUSE, NY; Abbreviation: SYR)

Other public-use airports nearest to Waterloo:

  • AIRTREK (about 5 miles; WATERLOO, NY; Abbreviation: D93)
  • FINGER LAKES REGIONAL (about 7 miles; SENECA FALLS, NY; Abbreviation: 0G7)
  • OVID (about 19 miles; OVID, NY; Abbreviation: D82)

Colleges and Universities

Colleges/universities with over 2000 students nearest to Waterloo:

  • FINGER LAKES COMMUNITY COLLEGE (about 31 miles; CANANDAIGUA, NY; Full-time enrollment: 3,021)
  • ITHACA COLLEGE (about 41 miles; ITHACA, NY; Full-time enrollment: 6,052)
  • CORNELL UNIVERSITY-ENDOWED COLLEGES (about 41 miles; ITHACA, NY; Full-time enrollment: 12,036)
  • CORNELL UNIVERSITY-NY STATE STATUTORY COLLEGES (about 41 miles; ITHACA, NY; Full-time enrollment: 7,413)
  • ONONDAGA COMMUNITY COLLEGE (about 45 miles; SYRACUSE, NY; Full-time enrollment: 5,132)
  • SUNY COLLEGE AT OSWEGO (about 46 miles; OSWEGO, NY; Full-time enrollment: 7,138)
  • NAZARETH COLLEGE OF ROCHESTER (about 51 miles; ROCHESTER, NY; Full-time enrollment: 2,351)


Public high school in Waterloo:

  • WATERLOO HS (Students: 585; Location: 65 CENTER ST; Grades: 09 – 12)

Public primary/middle schools in Waterloo:

  • WATERLOO MS (Students: 527; Location: 202 W MAIN ST; Grades: 06 – 08)
  • SKOI-YASE SCHOOL (Students: 446; Location: 65 FAYETTE ST; Grades: PK – 02)
  • LA FAYETTE SCHOOL (Students: 389; Location: 71 INSLEE ST; Grades: 03 – 05)

Private primary/middle schools in Waterloo:

  • ST MARY SCHOOL-WATERLOO (Students: 186; Location: 35 CENTER STREET; Grades: PK – 8)
  • FAYETTE MENNONITE SCHOOL (Students: 51; Location: 1468 LEADER RD; Grades: 1 – 8)


Library in Waterloo:

  • WATERLOO LIBRARY AND HISTORICAL SOCIETY (Operating income: $123,386; Location: 31 EAST WILLIAMS STREET; 31,372 books; 373 audio materials; 401 video materials; 63 serial subscriptions)